Privacy Policy

Last Updated: October 15, 2023

At Zenoya Podipo, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our services.

1. Information We Collect

We may collect the following types of information:

Personal identification information (name, email address, phone number)
Demographic information (age, gender, location)
Financial information necessary for providing our educational services
Technical data (IP address, browser type, device information)
Usage data (pages visited, time spent on site, course progress)
Communication preferences and feedback

2. How We Use Your Information

We use your information for the following purposes:

To provide and personalize our financial education services
To process transactions and send related information
To communicate with you about updates, security alerts, and support messages
To improve our services, website, and user experience
To detect and prevent fraud, abuse, and security issues
To comply with legal obligations and enforce our terms
To conduct research and analysis to enhance our educational offerings

3. Information Sharing and Disclosure

We may share your information with:

Service providers who assist in operating our business
Professional advisors such as lawyers and accountants
Law enforcement or government agencies when required by law
Third parties in connection with a business transfer or merger

We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, and regular security assessments.

5. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

6. Your Rights

Depending on your location, you may have the following rights regarding your personal information:

Right to access and receive a copy of your personal data
Right to rectify inaccurate or incomplete information
Right to erasure of your personal data under certain circumstances
Right to restrict or object to processing of your data
Right to data portability
Right to withdraw consent where processing is based on consent

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities and to distinguish you from other users of our website. This helps us provide you with a good experience and improve our site.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without verification of parental consent, we take steps to remove that information.

9. International Data Transfers

Your information may be transferred to and processed in countries other than Canada. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Zenoya Podipo
123 Financial District
Toronto, ON M5X 1A9
Email: privacy@zenoya-podipo.sbs
Phone: +1 4378776031